Pocket Change Wireframes — Clarify (one fork)

Friends & family loan tracker. We never touch your money.

SMS / MMS → web Arrived via tap on clarify SMS, or “Open” link. Complex split work happens here — never as an SMS thread.

Got $150 from my forward

Apply how? Multi-loan same counterparty. Tap = one choice.

Same as last time $100 Motorcycle · $50 Boat All to Boat Boat due + rest to Household tab Overpay on fixed · default tab credit when tab exists Split differently… Amount fields appear below Not a loan payment

Overpay → tab credit (default)

Boat due$43.87

To Household tab$106.13

When a running tab exists with Mom, overpay on a fixed loan defaults here.

Motorcycle $

Boat $

Must add up to $150

Optional note

Confirm Cancel

Ambiguous payment: at most ONE clarify ping. Second unclear free-text → stop texting, flag in-app.

Apply payment