Wireframe · OAuth agent · Draft add-on OAuth agent flow
Acting as Ty · scoped token via agent
addons:propose loans:read

Intent POST /v1/loans/{id}/addon-intents · Idempotency-Key required · via-agent audit append

← Consent

Draft add-on

Agent client · acting as Ty (borrower) / household helper

Friends & family loan tracker. We never touch your money.

Drafted by
Agent client via-agent
Acting as Ty. Household-agent grant is roadmap (same scopes, explicit, revocable) — demo shows Ty’s delegated client.
Same tab add-on rules Adds to balance · no rebalance wizard. Mom must still mutually agree. Existing tab-addon.html spine unchanged.
+$200 · vet bill
Onto Household tab with Mom · first-class addon intent
After +$200
Balance$180 → $380
YardstickFixed $50 / Fri
Paymentstays $50
Left~4 → ~8 payments

Duration extends · yardstick unchanged.

Send to Mom to agree Cancel draft

Mom gets SMS doorbell → agree page (or Mom’s agent with her own consent). The agent cannot submit Mom’s agree.