Wireframe · Screen 6 · Agree Screen map
Phone SMS preview · agree handoff link only · not SMS body
Boat terms ready. Open to agree or request a change: plt.io/a/…

Terms / amounts never dumped into SMS — always this page

← Invite

Boat

Ty (lender) ↔ me (borrower)

Friends & family loan tracker. We never touch your money.

Reader voice (invitee): I / me · other party = Ty · never bare “you”

Not sent as SMS body · link only Agree and Request change always happen on web. SMS is the doorbell.
Borrow$1,000.00
Pay back about$1,052.88
ScheduleTwice a month · On the 1st and 3rd Friday each month
Payment$21.94
For24 months · 48 payments
First dueAfter funded
Flat fee$50 (or $0)
LateIf I’m late… Wait 10 days, then $15
ReceiptsWhen I send a payment receipt · Count as paid right away
DecideTy decides whether to add the late fee
ReminderI’ll get a reminder before a late fee would apply
Noteboat motor repair
KindFixed-purpose loan

Optional Note · edit needs mutual re-agree. Running tab sample: agree-tab.html

F&F tracker · not a lender

Agree Request change