Wireframe · Screen 7 · Pending funding Screen map
Phone SMS preview · pending-funding nudge SMS → web
Boat agreed — waiting on Ty to fund. Open: plt.io/p/…

One-liner + link · after funded: “Boat funded. Reminders start. Open loan: …”

← My loans

Boat · agreed

Waiting for Ty to fund

Friends & family loan tracker. We never touch your money.

SMS / MMS → web Nudge SMS opens this page. Ty marks funded here; I get a one-liner when funded.
No interest yet · no nudges
Monitoring starts only after Ty marks funded.
○ Pending funding
Ty’s view (lender) I funded this loan

Marks funded → Alex gets SMS one-liner → clock on

My view (borrower · Alex)
I’ll get a text when Ty marks it funded.
Never got the money

(shown after funded — demo link always on). Dispute = SMS handoff → this flow on web.